advice@nextmortgagesteps.co.uk

advice@nextmortgagesteps.co.uk

Buy To Let Remortgages

Buy to Let Remortgages - Secure the Right Deal for Your Rental Property

Whether you're a first-time landlord or have a growing property portfolio, remortgaging your buy-to-let can unlock better rates, increase cash flow, or help you grow your investment strategy.
With access to over 90 lenders, We provide advice representative of the whole-of-market, designed to help landlords find the most competitive and suitable mortgage options — all at no cost to you.

Why Remortgage Your Buy-to-Let?

    Your fixed rate is ending and the new SVR is higher
    You want to release equity for a new property purchase or renovations
    You’re looking to move from interest-only to repayment (or vice versa)
    You need a more flexible mortgage as your strategy evolves
Residential Remortgage

Specialist BTL Advice for All Landlords

From single rental properties to HMOs and holiday lets, we support landlords across all types of buy-to-let ownership. Whether you own personally or through a limited company (SPV), we can help you:

    Compare fixed, tracker and variable BTL deals

    Understand lending criteria including rental coverage ratios

    Navigate stricter affordability rules and interest stress tests

    Access over 90 different lenders - not just one bank


Access the Whole Market

As a whole-of-market broker, we're not tied to any one lender. We search across high street names and specialist BTL lenders to find the most suitable deal for your needs — including lenders offering:

    No minimum income

    Lending to first-time landlords

    Top-slicing of personal income

Free, Independent Support from an FCA-Regulated Broker

We offer nationwide coverage, with remote appointments available via phone or video. You’ll receive expert, regulated advice from a broker working under Linear Financial Solutions, an appointed representative of PRIMIS Mortgage Network.

Philip wanted to buy another rental property. He contacted us to discuss options available to him and we carried out a remortgage on his existing BTL, to raise a deposit for his next investment, helping him grow his portfolio and increase his monthly cashflow, without needing savings.