advice@nextmortgagesteps.co.uk

advice@nextmortgagesteps.co.uk

Mortgage and Family Protection

Protect Your Mortgage, Protect Your Loved Ones

Buying or remortgaging your home is a major financial commitment — and protecting it should be just as important. Mortgage protection ensures your family and your home are safeguarded if the unexpected happens.
As a qualified and regulated adviser, we offer free, whole-of-market advice on a range of personal and mortgage protection products, tailored to your budget and circumstances.

Protection Options Available

    Life Insurance - Pays out a lump sum if you die during the mortgage term. Helps loved ones clear the debt.

    Critical Illness Cover – Pays out if you’re diagnosed with a serious illness such as cancer, heart attack or stroke.

    Income Protection – Covers a portion of your income if you can’t work due to accident or illness.

    Family Income Benefit – Pays out a monthly income to your family if you pass away, helping replace lost earnings.

Residential Remortgage

Why Use a Protection Adviser?

With so many providers, features and exclusions, buying protection online can be risky. I help homeowners:

    Compare quotes from the UK’s top insurers

    Match the cover to their mortgage and family needs

    Understand exclusions, deferral periods, and policy types

    Balance affordability with meaningful cover


Always Free Advice - No Broker Fee

All advice is free of charge and fully tailored to your personal needs and goals. As part of Linear Financial Solutions and regulated via PRIMIS Mortgage Network, We provide honest, compliant, and independent protection advice.

    Always Free Advice

    Recommendations tailored to your specific circumstances and requirements

    Complex information relayed with simple, understandable processes

Protection is about peace of mind. Let us help you get the right cover, for the right reasons — without pressure or jargon.

Lauren and Rich ported their existing mortgage over to a new property and took out additional borrowing to facilitate the purchase. As part of our review, we helped them set up decreasing life insurance to cover the new mortgage balance, protecting them and their family if the worst happened.